Check the latest Paytm share price, expert analysis, reasons behind the stock’s fall, and future outlook. Stay informed with LookHabar24 Finance.
📉 Paytm Share Price Today: What’s Going On?
Paytm, listed under One 97 Communications Ltd, is once again making headlines as its share price continues to fluctuate amid regulatory pressure and tough competition. Whether you are a long-term investor or a trader, understanding the Paytm share price trend is crucial.
📊 Current Paytm Share Price (as of July 22, 2025)
- NSE: ₹403.70
- BSE: ₹404.05
- Change: -₹12.40 (-2.98%)
📌 Note: These values are subject to real-time change. Always check NSE/BSE for the latest.
🔍 Why Is Paytm Share Price Falling?
Several reasons are behind the recent drop in Paytm’s stock price:
1. RBI Crackdown on Paytm Payments Bank
The Reserve Bank of India barred Paytm Payments Bank from onboarding new users and restricted several banking functions, shaking investor confidence.
2. Losses & Profitability Concerns
Despite high revenues, Paytm is yet to report consistent profits. In FY2024, the company’s net loss narrowed but was still in the red.
3. Increased Competition
Rivals like PhonePe, Google Pay, and Jio Financial have been gaining user base, putting pressure on Paytm’s market share.
📈 Is There Hope for Recovery?
Paytm has taken major strategic steps, including:
- Focusing more on financial services like insurance, lending, and wealth management.
- Increasing partnerships with NBFCs and banks.
- Cost-cutting and workforce restructuring to improve margins.
Market experts say that if regulatory issues settle and Paytm shows profit in upcoming quarters, the share may rebound.
🔮 Expert Outlook
Brokerages remain divided:
| Brokerage | Rating | Target Price |
|---|---|---|
| ICICI Securities | Hold | ₹440 |
| HDFC Securities | Sell | ₹380 |
| JM Financial | Buy | ₹475 |
Investors are advised to keep a close watch on Paytm’s Q2 results and any regulatory updates.
📌 Recent News Highlights
- July 2025: Paytm terminated contracts with 500+ inactive merchants.
- June 2025: RBI hints at limited recovery options for PPB.
- May 2025: Vijay Shekhar Sharma addressed concerns on profitability in a shareholder letter.
❓ FAQs
Is it good to buy Paytm shares now?
It depends on your risk profile. Short-term volatility remains high. Long-term investors may consider accumulating on dips.
What is Paytm’s 52-week high and low?
- 52-week high: ₹891.10
- 52-week low: ₹321.60
Will Paytm recover in 2025?
Analysts expect a gradual recovery if Paytm resolves regulatory issues and delivers consistent profits.
🛡️ Disclaimer:
Stock market investments are subject to risk. This article is for educational purposes only and does not constitute investment advice. Always consult a SEBI-registered advisor.
