Today, July 26, 2025, banks across India are closed for the fourth Saturday of the month as per RBI rules. Some states like Sikkim also observe festival closures. Plan banking tasks accordingly—digital services remain available.
🏦 Why Are Banks Closed Today?
Let’s break it down:
🇮🇳 1. Fourth Saturday of July (Nationwide Closure)
As per RBI’s official calendar, banks remain closed on the second and fourth Saturdays of each month. Since July 26, 2025, falls on the fourth Saturday, bank branches across India are shut today marathi.indiatimes.comindiatimes.com+3m.economictimes.com+3indiatimes.com+3m.economictimes.com+3livemint.com+3economictimes.indiatimes.com+3.
📌 2. Additional Regional Closures
In select states, banks are also following state-specific holiday schedules:
- In Sikkim, banks remain closed on July 26, 27 and 28 due to Drukpa Tshe-zi, a regional Buddhist observance.(turn0search2)
Other state holidays in July include: - Tripura: Kharchi Puja (July 3), Ker Puja (July 19)
- Meghalaya: Beh Deinkhlam (July 14), U Tirot Singh’s Death Anniversary (July 17)
- Uttarakhand: Harela (July 16) indiatimes.comhdfcbank.com+7m.economictimes.com+7indiatimes.com+7bankbazaar.com+1indiatimes.com+1
🛠️ What This Means for You
- Bank Branches: All physical bank branches are closed nationwide.
- Cheque Processing / RTGS / NEFT: Services under the Negotiable Instruments Act are suspended today.(turn0search0)
- ATMs, UPI, Mobile & Internet Banking remain fully functional.
- State-specific impact: If you’re in Sikkim, banking will be unavailable for the next three days due to the extended closure.(turn0search2)
📆 Monthly Bank Holiday Pattern – July 2025
| Date | Day | Bank Holiday? | Notes |
|---|---|---|---|
| July 12 | Saturday | Second Saturday | Nationwide |
| July 26 | Saturday | Fourth Saturday | Nationwide |
| July 27 | Sunday | Sunday holiday | All states |
| April 28 (Sikkim) | Monday | Drukpa Tshe-zi | Sikkim-specific holiday |
In total, India will have 13 bank holidays in July 2025, including weekends and regional observances.(turn0news25)
🙋 FAQs
Q1: Are banks open on July 26, 2025?
No. It’s the fourth Saturday, so bank branches across India are closed today.(turn0search0, turn0search2)
Q2: Are financial services still available digitally?
Yes—UPI, mobile/internet banking, and ATM services are operational. Only physical transactions like cheque clearance or in-branch services are paused.
Q3: Why are banks closed on some Saturdays but open on others?
As per RBI guidelines, banks are closed on second and fourth Saturdays, but open on first, third, and fifth Saturdays.(turn0search0)
Q4: My region has a festival—will banks be closed?
Check for regional holidays. For example, in Sikkim, banks are closed for Drukpa Tshe-zi until July 28. Other states follow their respective calendars.(turn0search2, turn0news25)
Q5: Any upcoming bank holiday I should note?
Yes. In Sikkim, banks remain closed through July 28. Nationwide, the next major holiday is August 15 (Independence Day).
✅ Final Notes
Today (July 26, 2025) is a bank holiday across India due to it being the fourth Saturday. And in Sikkim, banks will stay closed through July 28 for Drukpa Tshe-zi. While in-person banking is unavailable, you can still rely on digital services like UPI, mobile apps, or ATMs.
If you need to visit a branch, plan ahead for next week. Always check your state’s holiday calendar for accurate planning. Online banking keeps the day hassle-free—just stock up on cash beforehand if needed.
⚠️ Disclaimer
This blog is for informational purposes only. Bank holidays may vary by state—consult official RBI or your bank’s website for the most accurate updates.
