Bank Holidays Today (July 20, 2025): Are Banks Open or Closed?

bank holiday

Banks are closed today—Sunday, July 20, 2025. Know which bank holidays apply, digital services available, and upcoming branch open days to help you plan ahead.

📅 Why Banks Are Closed Today

🗓 Bank Calendar Snapshot for July 2025

In July 2025, Indian banks are closed on:

  • All Sundays: 6th, 13th, 20th, 27th
  • 2nd & 4th Saturdays: 12th & 26th
  • State-specific festival holidays, including:
    • Kharchi Puja (Tripura): July 3
    • Guru Hargobind Ji’s Birthday (J&K): July 5
    • Beh Deinkhlam (Meghalaya): July 14
    • Harela (Uttarakhand): July 16
    • U Tirot Singh Day (Meghalaya): July 17
    • Ker Puja (Tripura): July 19
    • Drukpa Tshe-zi (Sikkim): July 28

That totals 13 bank holidays this month Navbharat Times+2Hindustan Times+2Indiatimes+2.

💱 Digital Services on Holiday

Although branches are closed today, you can still do most financial activities like:

📅 Coming Up: What You Should Know

DateDayBank StatusNotes
July 19SatBranches open (3rd Sat)All states except Tripura (Ker Puja) Indiatimes+8www.ndtv.com+8ET Now+8
July 20SunClosedAll banks nationwide
July 24Thu–SunHoliday stretchSome states closed July 26–28 Indiatimes
July 26SatClosed (4th Sat)Regular Saturday holiday

✅ Smart Banking Tips

  1. Avoid branch visits today (Sunday).
  2. If you need in-person services, plan for Friday (July 25) or Wednesday (July 23).
  3. Be branch-aware if you’re in festival regions—like Tripura (Ker Puja).
  4. Feel free to use digital banking anytime, including holidays.
  5. Check your state’s RBI calendar—holidays may differ.

❓ FAQs

Q1. Are banks open today, July 20, 2025?
👉 No. It’s a Sunday, and all branches are closed nationwide. GoodreturnsMoneycontrol

Q2. Can I use UPI, net‑banking, or ATMs today?
👉 Absolutely. All digital services work 24×7, even during holidays. The Economic TimesMoneycontrol

Q3. When is the next branch‑open day?
👉 Saturday, July 19 (branch open in most states), then Monday, July 21. Skip July 26 (4th Sat) too.

Q4. Why was July 19 a holiday in Tripura but open elsewhere?
👉 Tripura observed Ker Puja, hence local branch closure, while others stayed open. www.ndtv.com+1ET Now+1

Q5. How many bank holidays in July 2025?
👉 A total of 13 days, including Sundays, 2nd/4th Saturdays, and local festival days. Navbharat Times+6Moneycontrol+6Indiatimes+6

Final Thought

Today (July 20, 2025) is Sunday, so branches are closed. Plan any in-person banking accordingly—next windows are July 21 and July 25. Meanwhile, enjoy uninterrupted digital banking!